Making the money in your bank account grow is hard, but what is even harder is keeping it balanced. The salary you have or the tips you get goes directly in the ATM and makes you feel secure. And to be honest, almost no one these days believes that the money doesn’t make you happy. So yeah, the long number you see in your online banking account makes you feel joyful and satisfied. But unfortunately, all the money you earn with hard work and a lot of efforts are step by step going out of the safe and secure banking environment. The debit card makes everything even easier.
You go out and get the wonderful autumn style Pumpkin Spice Latte with one slide only. You go for a quick lunch and choose sushi. Paying is just as easy here, as well. But while all those are just small costs and won’t make you broke in one night, if you spend a single night only with a glass of wine in hand and a laptop on your lap online shopping, you may spend tens, hundreds, and even thousands. And day after day, lunch after lunch, dress after dress, gadget after gadget, the bank account is not balanced anymore. And if you don’t want to see only zeroes, roll up your sleeves and learn those essential lessons about finance.
What leads your life is emotion no matter whether you are realizing this or not. And by being super emotional and following your heart and not your brain, you may end up being broke only a week after getting your paycheck. That is why, when you are walking down the street and fall in love with a beautiful pair of shoes, ask yourself do you really need them and are they worth their price? Thinking twice will save you money. A lot of money.
Shopping is no longer just going to a store and buying what you need. Shopping is an experience which many claim to soothe and relax you. It is something you hardly ever do by yourself and it is not need-driven. You don’t wait until you have no jeans, but you go shopping with your friends every now and then and buy pair after pair. And when being joined by someone else, a friend, your hubby, or your mum, you get super influenced by them and buy things you otherwise would not. Buying together means buying more, which means having less money.
Learn to Cook
We live in the era of not at home eating. We go to restaurants, taverns, sushi bars, pubs, fast food place, pizzerias, and healthy eating and modern shops. We rarely cook, but we enjoy having lunch in a different atmosphere every time. This costs a lot, though. And no matter how tasty all the meals in all those places are, you surely can cook something even more delicious at home. So learn to cook and save money!